For some Medi-Cal beneficiaries age 65 and older, the asset limit is currently $130,000 for one person. California’s current DHCS website says that limit is scheduled to drop to $21,000 on July 1, 2027.
- What changed?
- California reinstated asset testing for certain Medi-Cal programs on January 1, 2026. DHCS currently publishes a lower asset limit scheduled for July 1, 2027.
- Who may be affected?
- The limits may apply to people age 65 or older, people with a disability, nursing-home residents, and some families that do not qualify under federal tax-based Medi-Cal rules.
- When does it take effect?
- The $130,000 one-person limit is currently listed through June 30, 2027. DHCS publishes a $21,000 one-person limit beginning July 1, 2027.
- What should you know now?
- DHCS has also proposed additional changes that could affect implementation. Those proposals are not final law, and official information should be checked before making decisions.
- What should you do?
- Learn which eligibility category applies to you, ask your county Medi-Cal office which assets count, keep financial records, and do not transfer assets based only on this alert.
- What does this NOT mean?
- Not every Medi-Cal beneficiary is subject to these rules, and not every asset is counted. Exemptions and program-specific rules matter.
- Last verified
- September 23, 2026